Intshayelelo: The Mobile Revolution in Finance
Kwihlabathi lanamhlanje elikhawulezayo ledijithali, ukubhankisha ngokwemveli akukuphela kwendlela yokulawula imali yakho. Ngokufika kwee-smartphones, iinkonzo zemali ziye zafikeleleka ngakumbi kunanini na ngaphambili. Nokuba ungumphambukeli oxhasa usapho olubuyela ekhaya okanye umnini weshishini owandisa ukufikelela kwakho kumazwe ngamazwe, ukudlulisela imali ukunqumla imida kunokwenziwa ngokukhawuleza nangokukhuselekileyo-kanye kwifowuni yakho. Eli nqaku liphonononga ukuba ungazigqitha njani iibhanki zemveli kwaye usebenzise itekhnoloji yeselula ukuthumela imali eBrazil, iqaqambisa izibonelelo ezingundoqo, imiceli mngeni, kunye nezicwangciso zokuqinisekisa ukuba imali yakho ifikelela kwindawo eziya kuyo ngaphandle kokuphazamiseka.
Ukunyuka kweMobile Money Solutions
Kule minyaka ilishumi idlulileyo, iibhanki eziphathwayo kunye neewallet zedijithali ziguqule indlela abantu abaphatha ngayo ukuthengiselana. Ngee-apps ezintsha eziyilelwe ukwenza iintlawulo zibe lula, ngoku kuyenzeka ukugqiba imisebenzi yezemali ebikade ifuna utyelelo kwisebe lebhanki. Iinkonzo zemali yeselula zibonelela ngokulandela ixesha lokwenyani, imirhumo ephantsi, kunye namaxesha okusebenza okukhawulezayo xa kuthelekiswa neendlela eziqhelekileyo. Olu tshintsho alungoncedo nje kuphela—lumalunga nokuxhobisa abantu abasenokungakwazi ukufikelela kwiziseko ezingundoqo zebhanki. Kubasebenzisi abaninzi, i-smartphone yabo iye yaba sisixhobo sabo sokuqala sebhanki, evula ilizwe lamathuba otshintshiselwano lwehlabathi.
Kutheni ifowuni yakho ikuphela kwento oyifunayo
Ii-smartphones namhlanje zixhotyiswe ngeempawu zokhuseleko ezomeleleyo, ujongano olusebenziseka lula, kunye nobuchule obunamandla bokusebenza obukhuphisana neekhompyuter zemveli. Ezi zixhobo zikuvumela ukuba ulawule iimali zakho usohambeni, ukusuka ekuhlawuleni amatyala ukuya ekukhupheni imali kumazwe ngamazwe. Xa kuziwa ekuthumeleni imali, ii -apps ezinikezelweyo ziyilelwe ngokulula ukusetyenziswa kwengqondo, zikhokelela kwinqanaba ngalinye lenkqubo. Ngokuqinisekiswa kwe-biometric, ukuthengiselana okufihliweyo, kunye nenkxaso yexesha langempela, iiplatifomu eziphathwayo zibonelela ngamava akhuselekileyo nangenamthungo. Ngaphezu koko, ukudityaniswa kwemali yedijithali kunye neteknoloji ye-blockchain kwezinye ii-apps zisetelwe ukwandisa ngakumbi isantya kunye nokhuseleko lwale ntengiselwano.
ISikhokelo seNyathelo ngeNyathelo sokuGqithisela ngeMobile
Ukuqalisa ngokuthumela imali ngeselula kulula kunokuba unokucinga. Okokuqala, khuphela iapp yezemali ethembekileyo kwivenkile yeapp yesixhobo sakho. Uninzi lwezi apps ziphuhliswe ngentsebenziswano namaziko emali asele emisiwe, ukuqinisekisa ukuthotyelwa kwemithetho kunye nokuthembana kwabathengi. Nje ukuba usete i-akhawunti yakho, ungayidibanisa nedebit okanye ikhadi letyala. Okulandelayo, faka iinkcukacha zomamkeli kunye nemali onqwenela ukuyithumela. I-app iya kubonisa izinga lotshintshiselwano lwangoku kunye nazo naziphi na iintlawulo ezinxulumeneyo ngaphambili, ukuze wazi kakuhle omawukulindele. Oku kungafihlwa kubalulekile, ngakumbi xa kuthelekiswa iinkonzo ezahlukeneyo ukufumana awona maxabiso angcono. Ngapha koko, amanye amaqonga asebenza ngokungenamthungo ukudluliselwa kwemali eBrazil, enikezela ngemilinganiselo yokukhuphisana elungiswe kakuhle ngophando lwemarike kunye nengxelo yabathengi.
Ukwandisa uLondolozo kunye nokunciphisa umngcipheko
Ngelixa ukuhanjiswa kwemfonomfono ngokuqhelekileyo kungabizi kakhulu, kuyahlawula ukuba ube nobuchule malunga nokuba uyithumela njani kwaye nini imali. Elinye icebiso kukubeka iliso kwiintsingiselo zexabiso lotshintshiselwano-ukuguquguquka okuncinci kunokukhokelela kumahluko omkhulu kwisixa esifunyenweyo. Ezinye ii-apps zide zibonelele ngezaziso xa amaxabiso avumayo enzeka. Ukongeza, soloko uqinisekisa ubume bemirhumo ngaphambi kokuqinisekisa ukuthengiselana kwakho. Ziphephe iinkonzo ezongeza iintlawulo ezifihliweyo okanye zifuna utshintsho oluninzi, njengoko ezi zinokudibanisa ngokukhawuleza kwaye zinciphise ukonga kwakho konke. Ukufunda uphononongo kunye nokufuna iingcebiso kunokukunceda ukuba uchonge amaqonga ahlala enikezela ngeendleko eziphantsi kunye nenkonzo ethembekileyo. Ngendlela elungileyo, unokusebenzisa i-smartphone yakho ukuba ingadluliseli imali ngokufanelekileyo kuphela kodwa ukwandise yonke idola oyithumelayo.
Ukuqukumbela: Yamkela iKamva lokuDluliswa kwemali
Imeko yezemali iyakhula, kwaye iteknoloji yeselula iphambili kolu tshintsho. Ngokusebenzisa ifowuni yakho kuphela, unokonwabela izibonelelo zeenkonzo ezikhawulezayo, ezikhuselekileyo, nezingabizi kakhulu ezisusa imfuneko yebhanki yemveli. Njengoko iiplatifti zedijithali ziqhubeka nokuvuselela, inkqubo yokuthumela imali eBrazil ifikeleleka ngakumbi kwaye isebenze. Kweli xesha litsha lokuxhotyiswa ngemali, ukuhlala unolwazi kunye nokukhetha inkonzo efanelekileyo kuya kuqinisekisa ukuba iimali zakho zisebenza nzima kuwe. Ke, lwamkele utshintsho, yenza izigqibo ezinengqondo, kwaye uguqule indlela ophatha ngayo iintengiselwano zamazwe ngamazwe-ifowuni yakho yiyo yonke into oyifunayo ukuvula ihlabathi lamathuba.
