Imakethe yokubheja e-India ikhula ngokushesha futhi izinketho zokukhokha ezitholakalayo ziwumgogodla walokhu kuhlasela. I-11ic yenza kube lula ukufinyelela lezi zinhlelo zokukhokha ezintsha, ibeka izinga elisha lokusebenziseka kalula nokusebenza kahle. Ukuze wazi kabanzi mayelana nezinketho zokukhokha, ungasebenzisa i-app ye-11ic yokulanda.
Ngokukhula kokutholwa kwenkokhelo yedijithali, abasebenzisi akusadingeki babhekane nezinkinga zamabhange ezivamile. Izinhlelo zokusebenza zihlanganisa izinketho ezifana ne-cryptocurrencies, ukudluliselwa okusheshayo, kanye nobuchwepheshe be-NFC ukuze kuqinisekiswe ukufakwa kwemali okungenazihibe nokuhoxiswayo. Uhlelo lokusebenza lwe-11IC https://11ic-app.in/ isibonelo esisodwa esibhekelela izidingo eziguqukayo zabadlali ngokubeka phambili ukuthengiselana okusheshayo nokuvikelekile.
Lolu shintsho alukhulisi ukwaneliseka kwabasebenzisi kuphela kodwa futhi luhlinzeka ngenkundla ebandakanyayo ebhekelela okuthandwayo kwezezimali okuhlukile. Ngokunikeza abadlali ukufinyelela ezinkethweni zokukhokha eziningi, izinhlelo zokusebenza ezifana ne-11IC ziletha ukuguquguquka nobulula kunqubo yokubheja. Inhlanganisela yesivinini, ukuphepha, kanye nokunethezeka kusiza ukuchaza kabusha ukuma kwezwe.
Ama-Cryptocurrencies ahola uguquko lobuchwepheshe
I-Bitcoin, i-Ethereum, namanye ama-cryptocurrencies adumile aguqule ukuhwebelana kwezezimali. Umthelela wabo uyabonakala nasezinhlelweni zokusebenza zokubheja zamaNdiya, lapho aziswa khona ngokungaziwa kwawo kanye nesakhiwo esivikelekile.
Izinkokhelo zamabhange zendabuko zidinga abasebenzisi ukuthi banikeze imininingwane yezezimali ebucayi, okuyinto ekhathaza abaningi. Ama-Cryptocurrencies asusa lesi sivimbelo ngokunikela ngohlelo oluyimfihlo nolwendlalekile. Abadlali manje sebengakwazi ukuxhasa ama-akhawunti abo noma bakhiphe okuwinile ngeziteshi ezibethelwe, ezisobala, ezibaluleke kakhulu eNdiya.
Ama-Cryptocurrencies nawo adlula amaketango amade okuthenga, asheshisa amadiphozithi kanye nezinkokhelo. Ukungalindeli ukugunyazwa kwebhange noma kwabaphakathi kusho ukufinyelela ngokushesha ezimalini uma isikhathi siwumongo. Izinkundla zokubheja ezahlukahlukene zisiza abasebenzisi ukuthi basebenzise lobu buchwepheshe ngokuhlanganisa amasistimu we-wallet asebenziseka kalula ezinhlelweni zabo zokusebenza.
Nakuba izinkinga ezifana nokucaciswa kokulawula zisekhona, izinzuzo zidlula izithiyo, ukubeka imali eyimfihlo njengendlela ekhethwayo yabadlali abaningi baseNdiya.
Izici ezidumile ze-Cryptocurrency Zababheji
I-Cryptocurrencies isishintshe umdlalo emhlabeni wokubheja ku-inthanethi, ikakhulukazi e-India, lapho abasebenzisi bazisa khona ubumfihlo, isivinini, nokuvumelana nezimo kwezezimali. Izinhlobo zemali ezisekelwe ku-Blockchain ezifana ne-Bitcoin, i-Ethereum, nezinye ziletha inqwaba yezinzuzo ezivumelana ngokuphelele nezidingo zababhejiyo baseNdiya. Nazi ezinye izici ezibalulekile ezenza ama-cryptocurrencies avelele:
- Ukuthengiselana Okuvikelekile: Ubuchwepheshe beBlockchain buqinisekisa ukuthi konke okwenziwayo kunobufakazi bokuphazamiseka futhi kusobala. Leli zinga lokuvikeleka liqeda ukukhathazeka ngokukhwabanisa, linikeza ukuthula kwengqondo kubasebenzisi abebengangabaza ukusebenzisa izinkokhelo zedijithali;
- Isivinini kanye Nempumelelo: Idiphozithi kanye nokuhoxiswa kwemali kusetshenziswa i-cryptocurrensets kucishe kube khona manjalo, kudlule ukubambezeleka kwamabhange okuvamile. Abasebenzisi baseNdiya bathola lokhu kuzuzisa kakhulu, ikakhulukazi ezimeni lapho ukubheja kuphuthuma khona ngokwemvelo, okufana nokufana bukhoma noma umnqamulajuqu wenkokhelo yebhonasi;
- I-Global Flexibility: I-Cryptocurrencies ivumela ukuthengiselana okungenamthungo emngceleni ngaphandle kobunzima bokuguqulwa kwemali noma amanani okushintshanisa ashintshashintshayo. Lokhu kususa ingcindezi ekubhejelweni komhlaba wonke kubasebenzisi baseNdiya abafuna ukuhlola izinkundla zamazwe ngamazwe;
- Izinkokhelo eziphansi: Izindlela zokukhokha ezivamile zivame ukungena ezindlekweni eziphezulu zomsebenzi, ikakhulukazi ezinkokhelweni eziwela imingcele. Ngama-cryptocurrencies, lezi zindleko zehliswa kakhulu, okuvumela abasebenzisi ukuthi bagcine okuningi kokuwina kwabo.
Kubadlali baseNdiya, ukungaziwa okunikezwa yi-cryptocurrencies kungenye inzuzo enkulu. Ngokungafani nokubhange okuvamile, i-cryptocurrency ayidingi idatha ebucayi yezezimali ukuthi ixhunywe, exazulula inkinga eyinhloko kubasebenzisi abaningi. Uma kuhlanganiswe nesivinini nokuvikeleka kwe-blockchain, i-cryptocurrencies iba yisixazululo esithandwayo. Ngokwenza inqubo yokutholwa ingabi nazihibe futhi ihlanganise amathuluzi okufundisa, i-11IC iqinisekisa ukuthi ngisho nabasebenzisi be-cryptocurrency abaqala ngqa ukwenza izinqumo ezinolwazi.
I-Speed Meets Banking ngezinkokhelo ezisheshayo
Izisombululo zokukhokha okusheshayo, njenge-Unified Payments Interface (UPI), ziguqule indlela abasebenzisi base-India abahlanganyela ngayo nezinkundla zokubheja. Sezadlula izinsuku lapho ababhejiyo bekumele balinde amahora, noma izinsuku, ukuze ukuthengiselana kwabo kucutshungulwe. I-UPI isiza ukudluliselwa kwemali ngesikhathi sangempela, iqinisekisa ukuthi abadlali abalokothi baphuthelwe ithuba lokubheja ngenxa yokubambezeleka kwenkokhelo.
Inqubo iqondile futhi ayinamthungo. Ngokuxhumanisa ama-akhawunti abo asebhange nezinhlelo zokusebenza ze-UPI, abasebenzisi bangadlulisela izimali ngokuphephile ngokuthepha nje okumbalwa ku-smartphone yabo. Lokhu kufinyelela kwezimali ngokushesha kuyasiza ikakhulukazi phakathi nokubheja bukhoma okusheshayo noma lapho uzama ukufuna amabhonasi azwela isikhathi. Abasebenzisi base-India baphinde bathokozele ubulula benqubo yokuqinisekisa ye-UPI, lapho ukuskena kwe-biometric noma i-PIN iqinisekisa ukuthengiselana okuphephile nokuvikelekile.
Enye inzuzo ebalulekile yokudluliswa kwemali ngokushesha nge-UPI ukuqedwa ngokuphelele kwamaphepha ayisicefe, okwakuyinto evamile kumabhange okuvamile. Lokhu lula kokusetshenziswa kukhuthaza ngisho nababheji abaqalayo ukuthi bazibandakanye nezinkundla ezifana ne-11IC APP https://howinsights.com/exploring-cricket-betting-and-the-11ic-app/, ukwandisa ukufinyeleleka kokubheja ku-inthanethi kulo lonke elaseNdiya. Ukunethezeka okunjalo kwakha ukwethembana nokwethembeka komsebenzisi kuyilapho kunothisa umuzwa wokubheja uwonke.
Amapulatifomu afana ne-11IC athuthukisa amasistimu e-UPI ukuze aqinisekise ukufakwa kwemali okusheshayo nokuhoxiswayo, ukugcina abadlali begeyimu bedlala ngaphandle kokuphumula okungadingekile. Inzuzo eyengeziwe yemali ekhokhwayo enguziro noma encane yokwenziwayo ithuthukisa nakakhulu isikhalazo sayo. Izimali zidluliselwa ngqo phakathi kwama-akhawunti ngaphandle kokudinga abaxhumanisi, kunciphisa kokubili isikhathi esichithiwe namaphutha angaba khona.
Ukuqinisekisa Ukuphepha Ezinhlelweni Zokukhokha
Ukuvikeleka kubaluleke kakhulu ezinhlelweni zokukhokha ezinhlelweni zokubheja zaseNdiya, futhi izinkundla ezifana ne-11IC zihamba ngaphezu kwalokho ukuze zivikele abasebenzisi bazo. Ngamasu okubethela athuthukisiwe, konke okwenziwayo kuvikelwe ngokugcwele, okuqinisekisa ukuvikeleka kwedatha kusukela ekuqaleni kuye ekupheleni. Lezi zindlela zokubethela zivimbela ukufinyelela okungagunyaziwe, ziqeda izingozi zokukhwabanisa nokugebenga ngesikhathi sokudluliselwa kwezimali.
Ukuqinisekiswa kwezinto ezimbili (2FA) kungenye isendlalelo esibalulekile sokuphepha. Ngokudinga abasebenzisi ukuthi baqinisekise ubunikazi babo ngendawo yokuhlola yesibili—kungaba ikhodi yomlayezo wombhalo noma isaziso sohlelo lokusebenza—izinkundla zivimba imizamo yokufinyelela enonya. Phezu kwalokhu, ukungena ngemvume kwe-biometric, njengezigxivizo zeminwe noma ukubonwa kobuso, engeza esinye isendlalelo esiqinile sokuqinisekisa. Lokhu kuqinisekisa ukuthi umsebenzisi wangempela kuphela ongafinyelela i-akhawunti yakhe, enikeza ukuthula kwengqondo okungenakuqhathaniswa.
Kubathengi baseNdiya, lezi zinyathelo zibhekana nokukhathazeka okubalulekile mayelana nokuthengiselana ku-inthanethi. Ukuthembela endaweni kuqiniswa ukwazi ukuthi idatha yomuntu siqu neyezezimali iphathwa ngokucophelela okukhulu. Izinhlelo zokusebenza ezifana ne-11IC ziphinde ziqinisekise ukuthobelana nephrothokholi ye-KYC (Yazi Ikhasimende Lakho), lapho izinqubo zokuqinisekiswa komsebenzisi ezinemininingwane ziqhubeka zinciphisa izingozi zokuphepha.
Esinye isici esivelele amasistimu okuqapha ngesikhathi sangempela ukuze athole umsebenzi osolisayo. Izinhlelo zokusebenza zokubheja zingamaka futhi ziphendule ekuziphatheni okungajwayelekile njengokungena ngemvume okuphindaphindiwe okuhlulekile noma ukuhoxiswa kwe-akhawunti kungazelelwe. Amasistimu anjalo asebenza ngokuqhubekayo ukuze avikele ama-akhawunti ngaphambi kokuthi kwenzeke noma yimuphi umonakalo.
Ngokuhlanganisa lobu buchwepheshe, izinkundla zakha i-ecosystem ephephile lapho abasebenzisi bangagxila kugeyimu yabo kunokuzikhathaza ngokuphulwa kwedatha. Le mizamo ayigcini nje ngokukwakha ukwethembana kodwa futhi iqinisa igxathu negxathu laseNdiya ekufakweni kwezezimali kwedijithali. Ukuphepha akusona nje isici—kuyisisekelo sezinhlelo zokukhokha zokubheja zesimanje, ezinikeza abadlali amandla okuzibandakanya ngokuzethemba.
Izindlela Zokukhokha Ezinikezwa yi-11IC
I-11IC inikeza izinhlobonhlobo zezindlela zokukhokha. Abasebenzisi bangakhetha izindlela ezifanelana kangcono nezintandokazi zabo, kungaba izinketho ze-UPI ezisetshenziswa kakhulu njenge-Google Pay kanye ne-PayTM ekudluliselweni kwemali okusheshayo noma ama-e-wallets omhlaba wonke njenge-Skrill ne-Neteller ukuze kwenziwe izinto ezinkulu.
Izindleko ezingelutho noma ezinganakwa zezindlela eziningi ziyinzuzo enkulu, evumela abasebenzisi ukuthi bagcine okuningi kokuwinile kwabo kuyilapho bejabulela ukucubungula okungenazinkinga. Ukwengeza, izintandokazi zamaNdiya ezifana ne-PhonePe ne-BHIM zihlinzeka ngemisebenzi engenamthungo ngokutholakala okuphezulu. Izici ezikhethekile ezifana namadiphozithi asheshayo kanye nokukhipha imali ngokushesha kwamahora angu-24 wezindlela ezisheshayo kwengeza ukunethezeka, okunikeza abasebenzisi ukufinyelela okungaphazamiseki emalini yabo.
Ngalezi zixazululo zokukhokha, i-11IC iqinisekisa ukwethembeka, ukusebenza kahle, kanye nokufinyeleleka kwabadlali baseNdiya, yenza ukuthengiselana endaweni kube lula futhi kungabi nangcindezi. Lokhu kukhetha okuqinile kugqamisa ukuzibophezela kwe-11IC ekuthuthukiseni ulwazi lomsebenzisi ngenkathi ihlangabezana nezidingo ezahlukahlukene zababukeli bayo abahlukahlukene.